Notice of Insurability

Notice of Insurability

More than 153,000 employees are automatically insured by MÉDIC Construction based on the hours they have accumulated in their file, no action needs to be taken. However, about 43,000 people, such as retirees, certain employers, and employees eligible for the premium needed to obtain coverage under plan C, receive a notice of insurability by mail which describes the insurance coverage available to them and the premiums to pay.

Changes to premiums for insurance plans R1, R2, R3 and Z – January 2024

The premiums charged by MÉDIC Construction are established as a function of the cost of insurance coverage offered to MÉDIC Construction insureds, excluding the cost of salary insurance coverage. Changes made to the premiums take into account inflation, specifically with respect to the cost of medications, MÉDIC Construction administration fees, and the extent to which people insured through MÉDIC Construction make use of the services available to them.

Have you received a notice?

Usually, the notice of insurability offers a choice of several insurance coverages for which a premium must be paid.  

Four types of coverage may be obtained by payment of a premium:

The notice contains information specific to your file to help you make your choice. In some cases, you do not have to take any action.

In the other cases, the CCQ must be informed of the coverage you wish to choose before the deadline. If you do not respond, not only might you lose your insurance coverage, but you may also permanently lose your right to be covered by certain plans by paying a premium.

How to respond to the notice

IMPORTANT NOTICE: Payment on or through your financial institution

The above-mentioned payment methods are strongly recommended. Full payment must be made by the deadline indicated on your response coupon.

Payment methods
Online through your financial institution* Subject to your financial institution’s online bill payment terms. Search for the payee “Commission de la construction du Québec CCQ – MÉDIC” and add it to your list of payees. Note: Depending on your financial institution, any payment you make online may take 24 to 72 hours (one to three business days) to reach MÉDIC Construction.
Through the CCQ's online services** MasterCard or Visa credit card
By phone MasterCard or Visa credit card

*If you choose to pay online via your financial institution, you do not need to confirm the coverage chosen. The payment amount will indicate which plan you want, as you have to pay your premium in a single payment.

** If you choose to make your payment via the CCQ’s online services, you must also indicate your choice through online services.

Important dates

Insurance period: January 1 to June 31, 2024
Notice of insurability accessible through the online services: October 18 to December 4 2023
Notice of insurability mailed out on: October 25, 2023
Deadline for response: December 4, 2023
MÉDIC Construction card mailed out on: December 22, 2023
As of this date, you will be able to access your MÉDIC Construction account in the CCQ's online services, on the "MÉDIC en ligne" tab, and through the MÉDIC Construction mobile app.


By continuing to navigate on this site, you accept the use of cookies and other tracers enabling us to propose content and promotions adapted to your interests and to gather visit statistics for the purpose of improving your navigation experience. You may block the transmission of data at any time by using the Google add-on.

To find out more about our confidentiality policy and conditions of use, click here.